Terms of Use

Code of Conduct
By visiting and / or using the Website, you undertake not to:

(i) use the Website in any manner that in any way violates these Terms;

(ii) use the Website in any manner that violates any intellectual property rights of any third party;

(iii) use the Website in any manner to propagate spam, including but not limited to unsolicited advertising or bulk electronic mail or messages, including to link to a spam or phishing website;

(iv) use the Website in any manner to propagate software viruses, Trojan horses, worms, or any other malicious or non-malicious computer code, files, or programs that are designed or intended to disrupt, damage, limit or interfere with the proper function of any software, hardware, or telecommunications equipment in any form whether belonging to areeba or a third party, or to damage or obtain unauthorized access to any system, data, password or other information (whether Personal Information or not) of areeba, other Website users, or any other third party;

(v) (1) take any action that imposes or may impose an unreasonable or disproportionately large load on areeba (or its third party providers’) infrastructures; (2) interfere or attempt to interfere with the proper functioning of the Website; (3) bypass any measures Areeba may use to prevent or restrict access to the Website or any element thereof; (4) use manual or automated software, devices, or other processes to “crawl” or “spider” any page of the Website; or (5) harvest or scrape any content from the Website in an unreasonable manner;

Furthermore, you undertake to access and use the Website only for lawful purposes and in good faith, in compliance with all applicable local, state, national, and international laws.

areeba maintains the right to modify these Terms and may do so by posting notice of such modifications on this page. Any modification is effective immediately upon posting, unless otherwise stated. Your continued use of the Website following the posting of any modification signifies your acceptance of such modification. You should periodically visit this page to review the existing Terms.

Registration of Personal Data
Certain portions of the Website allow a user to request support or services online by entering personal data. You agree that any information provided to us in these areas will be complete and accurate, that you will not register under the name of, nor attempt to enter the Website under the name of, another person. The collection and processing of such personal data is conducted in line with our Privacy Policy .

Copyright and Intellectual Property Rights
The content, arrangement and layout of the Website (excluding User Content as defined in the next section), including but not limited to the trademarks, photos, logos, videos, audio, images, text (in the form of plain text, HTML, or PDFs) and computer code are proprietary to areeba, either owned or under license, and may not be copied, imitated, reproduced, displayed, distributed, transmitted, decompiled or otherwise used without the express permission of areeba, or as permitted by the functionality of the Website or these Terms. Any unauthorized use of the content, arrangement or layout of the Website, computer code, images, logos, videos, audio or trademarks found in the Website or any derivative works thereof may violate civil or criminal laws, including but not limited to intellectual property laws, and areeba may take action accordingly.

The above paragraph further applies to third party property used as part of the Website, including but not limited to third party computer code. For the purposes of the present section, “computer code” includes source code, frameworks, CSS or JavaScript files, templates, modules, or any similar files.

External Links
From time to time areeba may provide links to other websites or services. Links from the Website may take you to websites or services not covered by these Terms. When you access third party resources on the Internet in this manner, you do so at your own risk. areeba provides those links as a convenience to you and takes no responsibility for your use of those other websites or services or protection of your privacy (including collection of your personal information) on those other websites or services. We encourage you to check the terms of use and / or privacy policy of any website or service you visit. areeba does not make any claim or warranty whatsoever about the content of those websites or services to which we link, or any products or services available through those websites or the third parties operating those websites.

In no way will areeba be held responsible for any damages, direct or indirect, pecuniary or non-pecuniary: (1) for your use of websites or other services that may be linked to from the Website or the information thereon; (2) for any virus, Trojan horse, worm or other similar destructive file received as a result of your use of those websites or services; (3) caused by or in connection with, use of or reliance on any content, or products or services (whether free or for purchase) available on or through any linked-to website or service; or (4) for the actions of the operators of any such website or service.

Disclaimer of Warranties
areeba expressly disclaims all warranties of any kind, whether express or implied, including but not limited to: warranties of title and non-infringement; warranties that the Website, the information thereon or any materials downloaded therefrom, and any third party materials will be uninterrupted, error-free, accurate, reliable and free from virus and other harmful components; and the implied warranties of merchantability and fitness for a particular purpose. areeba, its affiliates and their respective representatives, do not warrant that: (i) the Website will be secure or available at any particular time or location; (ii) any defects or errors or omissions will be corrected; (iii) any content (whether provided by areeba or third parties) available at or through the Website is free of viruses or other harmful components; or (iv) the results of using the Website or any content downloaded will meet your requirements.

Limitation of Liability
In no case will areeba, its affiliates, or their respective representatives or licensees be liable for any direct, indirect, special, consequential, exemplary, punitive damages or other damages, or for any losses, damages, liabilities, costs and expenses arising out of or relating to (i) your access, use, misuse or inability to access or use the Website or (ii) the interruption, suspension or termination of any part of or all the Website; and in both cases (i) and (ii) regardless of the cause of action (whether in contract, warranty, delict, quasi-delict, tort, negligence, strict liability or any other theory of liability) and even if we have been advised of the possibility of such damages.

Indemnity You agree to defend, indemnify and hold harmless areeba and all of its employees and agents from any and all liabilities incurred in connection with any claim arising from any breach by you of these Terms, including reasonable attorneys' fees and costs. You agree to co-operate fully in the defense of any such claims. areeba reserves the right to assume, at its own expense, the exclusive defense and control of any matter otherwise subject to indemnification by you. You agree not to settle any matter without the written consent of areeba.

Law Enforcement
areeba reserves the right, without any limitation whatsoever, to: (i) investigate any suspected breaches of the Website security or its information technology or other systems or networks; (ii) investigate any suspected breaches of the Terms or violations of any additional terms, conditions or rules posted in connection with a particular service or feature on the Website; (iii) involve and cooperate with law enforcement authorities in investigating any such matters; and (iv) prosecute violators of the Terms to the full extent permitted by applicable law.

Governing Law
These Terms are governed by the laws of the Republic of Lebanon.

areeba is a financial institution regulated by the Central Bank of Lebanon (License no. 17) and governed by the Central Bank’s rules and regulations, notably Banking Secrecy Law dated 3/9/1956.

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